Refund Eligibility and Timeframes

We understand that sometimes our financial analysis services may not meet your specific needs. Torivenquar offers refunds under certain conditions and within designated timeframes to ensure fair treatment for all clients.

• Premium analysis subscriptions: Full refund available within 14 days of purchase
• Custom report services: Refund requests must be submitted within 7 days of delivery
• Annual memberships: Pro-rated refunds available within 30 days of initial subscription
• One-time consultations: Refunds considered within 48 hours if service was not delivered
• Educational materials and courses: 21-day refund window from date of access

Please note that refunds are not available for services that have been fully utilized or downloaded completely. We also cannot process refunds for subscription renewals beyond the 30-day grace period.

For credit card payments, refunds typically appear within 3-5 business days after processing. PayPal refunds are usually immediate, while bank transfer refunds may take up to 10 business days to complete. We'll send you a confirmation email once your refund has been initiated.

Special circumstances, such as technical issues preventing service access or billing errors on our part, will be handled on a case-by-case basis. We strive to resolve all refund requests fairly and promptly, keeping you informed throughout the process.