Introduction and Scope

Torivenquar operates as a comprehensive financial analysis platform, serving clients across Canada with detailed market insights and analytical tools. This privacy policy outlines how we collect, use, protect, and manage your personal information when you interact with our services through torivenquar.com.

We're committed to transparency in our data practices. This document explains your rights under Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws. Our approach prioritizes your control over personal information while enabling us to deliver meaningful financial analysis services.

Information We Collect

Our data collection practices are designed around providing accurate financial analysis while respecting your privacy. We gather information through several channels, each serving specific purposes in delivering our services.

We use cookies and similar tracking technologies to enhance your experience on our platform. These help us remember your preferences, analyze usage patterns, and improve our services. You can control cookie settings through your browser preferences, though this may affect certain platform functionalities.

How We Use Your Information

Your information enables us to deliver personalized financial analysis services tailored to your specific needs. We process data to generate market insights, create custom reports, and maintain the security of our platform.

Communication purposes include sending you analysis reports, platform updates, and responding to your inquiries. We may also use aggregated, non-identifiable data to improve our analytical models and develop new features that benefit our entire user community.

Quality assurance activities involve analyzing usage patterns to identify areas for improvement in our services. This helps us maintain high standards of accuracy in our financial analysis tools and ensures our platform meets evolving user needs.

Your Privacy Rights

Canadian privacy law grants you significant control over your personal information. We've designed our processes to make exercising these rights straightforward and accessible.

To exercise any of these rights, contact us using the information provided at the end of this policy. We'll respond to your request within 30 days and may require identity verification to protect your information from unauthorized access.

Data Security and Protection

Protecting your financial information requires robust security measures that we continuously update and improve. Our security framework includes encryption, access controls, and regular monitoring to prevent unauthorized access or data breaches.

All sensitive data is encrypted both in transit and at rest using industry-standard protocols. Our servers are hosted in secure Canadian facilities with physical security measures, environmental controls, and 24/7 monitoring. Access to your information is restricted to authorized personnel who require it for legitimate business purposes.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. Financial analysis records are typically retained for seven years to meet regulatory requirements, while account information is maintained during your active use of our platform.

When you close your account, we'll delete your personal information within 90 days, except for data we're legally required to retain. Aggregated, anonymized data that cannot be linked back to you may be retained indefinitely for analytical purposes.

Third-Party Services and Sharing

We work with carefully selected third-party service providers to deliver our financial analysis services. These partners include payment processors, cloud hosting providers, and specialized financial data sources. All third parties are contractually bound to protect your information and use it only for specified purposes.

We never sell your personal information to marketing companies or data brokers. Information sharing occurs only when necessary for service delivery, legal compliance, or with your explicit consent. Any data sharing arrangements include strict confidentiality provisions and data protection requirements.

International Data Transfers

While we primarily process data within Canada, some of our service providers may transfer limited information to secure facilities in other countries with adequate privacy protections. Any international transfers comply with Canadian privacy law requirements and include appropriate safeguards to protect your information.

We maintain data processing agreements with all international service providers that include privacy protection clauses equivalent to Canadian standards. You have the right to request details about any international transfers of your personal information.

Changes to This Policy

We review and update this privacy policy regularly to reflect changes in our services, legal requirements, or privacy practices. Significant changes will be communicated through email notification and prominent notices on our platform at least 30 days before taking effect.

Continued use of our services after policy updates constitutes acceptance of the revised terms. If you disagree with any changes, you may close your account and request deletion of your personal information, subject to legal retention requirements.